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Kids in Halloween Customs cross the street near the scene where a man driving a rental truck struck and killed eight people on a jogging and bike path in Lower Manhattan on October 31, 2017 in New York City.

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* Data show Halloween is one of the worst days of the year for homeowners and auto claims related to theft and vandalism. * Deductibles and policy gaps could leave you on the hook for hundreds of dollars in damages. * Homeowners should also review liability coverage related to dog bites and other injuries trick-or-treaters might sustain on your property.

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